Vehicle Age	Rate	Maximum Term	Required Down Payment
New – Current Model Year	9.99%	72	0% oac.
2021- 2023	10.99%	66	10%
2017 – 2020	11.99%	54	20%
2013 – 2016	13.99%	48	20%
2009 – 2012	14.99%	42	20%
2008 & older	15.99%	30	20%

Snowmobiles, ATVs, Motorcycles, UTVs, Personal Watercraft

Term Based on the Amount Financed No payments under $100
$15,000 & above 66 months $9,000-$14,999 60 months $4,000-$8,999 48 months $1,000-$3,999 36 months $999 & below 18 months
Vehicle Age	Rate	Required Down Payment
New – Current Model Year	10.99%	0% oac
2021 – 2023	11.99%	25%
2017 – 2020	12.99%	25%
2011 – 2016	13.99%	25%
2010 & older	15.99%	25%

Campers, Travel Trailers, Boats, Motor Homes

Term Based on Amount Financed
$20,000 & above 96 months $15,000-$19,999 84 months $9,000-$14,999 66 months $4,000-$8,999 48 months $1,000-$3,999 36 months
Vehicle Age	Rate	Required Down Payment
New – Current Model Year	10.99%	25%
2017 – 2023	12.99%	25%
2012 – 2016	14.99%	25%
2007 – 2011	15.99%	25%
2006 & Older	16.99%	25%

Mobile Homes

Mobile Home Age	Rate	Maximum Term (Months)	Minimum Required Down Payment
New-5 years	13.99%	144	25%
6-10 years	14.99%	144	25%
11-15 years	15.99%	120	25%
16 years+	16.99%	up to 84	25%

Mortgage Loans, Home Improvements, Home Equity

(Institution NMLS #182330)

Bare Land Loans

(Institution NMLS #182330)

Rate	Maximum Term	Minimum Required Down Payment
Please Contact us at 1-888-566-FARM (3276) for a specific quote	up to 15 years	50% down payment of purchase price or market value, whichever is less

Disclosure: ** Rates disclosed as Annual Percentage Rate (APR). The APR listed are our best rates.  Your rate and or term may vary depending on your credit history and our underwriting criteria. All loans are subject to credit approval. Rates are accurate as of December 26, 2023. Rates and financing are subject to change without notice. Rates for other applications methods may vary. Please contact 1-888-566-FARM (3276) for additional information.