Rates
Automobile Loans
Vehicle Age | Base Rate | Maximum Term (Months) |
Minimum Required Down Payment (Monthly Payment) * |
Minimum Required Down Payment (Annual, Semi-annual, Quarterly Payment) |
---|---|---|---|---|
New – Current Model Year | 9.99% | 72 | 0% oac | 0% oac |
2019- 2021 | 10.99% | 66 | 10% | 10% |
2015 – 2018 | 11.99% | 54 | 20% | 25% |
2011 – 2014 | 13.99% | 48 | 20% | 25% |
2007 – 2010 | 14.99% | 42 | 20% | 25% |
2006 & older | 15.99% | 30 | 20% | 25% |
Snowmobiles, ATVs, Motorcycles, UTVs, Personal Watercraft
Term Based on the Amount Financed No payments under $100 |
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$15,000 & above 66 months $9,000-$14,999 60 months $4,000-$8,999 48 months $1,000-$3,999 36 months $999 & below 18 months |
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Vehicle Age | Rate | Minimum Required Down Payment (Monthly Payment) |
Minimum Required Down Payment (Annual, Semi-annual, Quarterly Payment) |
---|---|---|---|
New – Current Model Year | 10.99% | 0% oac | 0% oac |
2019 – 2021 | 11.99% | 25% | 30% |
2015 – 2018 | 12.99% | 25% | 30% |
2009 – 2014 | 13.99% | 25% | 30% |
2008 & older | 15.99% | 25% | 30% |
Campers, Travel Trailers, Boats, Motor Homes
Term Based on Amount Financed | |||
$20,000 & above 96 months $15,000-$19,999 84 months $9,000-$14,999 66 months $4,000-$8,999 48 months $1,000-$3,999 36 months |
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Vehicle Age | Rate | Minimum Required Down Payment (Monthly Payment) |
Minimum Required Down Payment (Annual, Semi-annual, Quarterly Payment) |
---|---|---|---|
New – Current Model Year | 10.99% | 25% | 30% |
2015 – 2021 | 12.99% | 25% | 30% |
2010 – 2014 | 14.99% | 25% | 30% |
2005 – 2009 | 15.99% | 25% | 30% |
2004 & Older | 16.99% | 25% | 30% |
Mobile Homes
Mobile Home Age | Rate | Maximum Term (Months) |
Minimum Required Down Payment (Monthly Payment) |
Minimum Required Down Payment (Annual, Semi-annual, Quarterly Payment) |
---|---|---|---|---|
New-5 years | 13.99% | 144 | 25% | N/A |
6-10 years | 14.99% | 144 | 25% | N/A |
11-15 years | 15.99% | 120 | 25% | N/A |
16 years+ | 16.99% | up to 84 | 25% | N/A |
Disclosure: ** Rates disclosed as Annual Percentage Rate (APR). Some restrictions may apply based upon the make and model of vehicle offered as collateral, and on credit-worthiness. Loans subject to credit approval. Rates are accurate as of November 1, 2022. Rates shown are for loan applications submitted electronically through the website and includes a 1/4% discount for automatic payment deduction from a deposit account. Rates and financing are subject to change without notice. Rates for other applications methods may vary. Please contact 1-888-566-FARM (3276) for additional information. |
Mortgage Loans, Home Improvements, Home Equity
(Institution NMLS #182330
Rate | Maximum Term |
Minimum Required Down Payment |
|
---|---|---|---|
Please Contact us at 1-888-566-FARM (3276) for a specific quote |
up to 15 years | 25% down payment of purchase price or county assessed value, whichever is less |
Bare Land Loans
(Institution NMLS #182330)
Rate | Maximum Term | Minimum Required Down Payment |
Please Contact us at 1-888-566-FARM (3276) for a specific quote |
up to 15 years | 50% down payment of purchase price or market value, whichever is less |
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