Vehicle Age	Rate	Maximum Term	Required Down Payment
New – Current Model Year	5.99%	72	0% oac.
2022- 2025	6.99%	66	10%
2018 – 2021	7.99%	54	20%
2014 – 2017	8.99%	48	20%
2010 – 2013	9.99%	42	20%
2009 & older	10.99%	30	20%

Snowmobiles, ATVs, Motorcycles, UTVs, Personal Watercraft

Term Based on the Amount Financed No payments under $100
$15,000 & above 66 months $9,000-$14,999 60 months $4,000-$8,999 48 months $1,000-$3,999 36 months $999 & below 18 months
Vehicle Age	Rate	Required Down Payment
New – Current Model Year	7.99%	0% oac
2022 – 2025	8.99%	25%
2018 – 2021	9.99%	25%
2012 – 2017	10.99%	25%
2011 & older	12.99%	25%

Campers, Travel Trailers, Boats, Motor Homes

Term Based on Amount Financed
$20,000 & above 96 months $15,000-$19,999 84 months $9,000-$14,999 66 months $4,000-$8,999 48 months $1,000-$3,999 36 months
Vehicle Age	Rate	Required Down Payment
New – Current Model Year	7.99%	25%
2022 – 2025	8.99%	25%
2018 – 2021	10.99%	25%
2012 – 2017	12.99%	25%
2011 & Older	13.99%	25%

Mobile Homes

Mobile Home Age	Rate	Maximum Term (Months)	Minimum Required Down Payment
New-5 years	9.99%	144	25%
6-10 years	11.99%	144	25%
11-15 years	12.99%	120	25%
16 years+	14.99%	up to 84	25%

Mortgage Loans, Home Improvements, Home Equity

(Institution NMLS #182330)

Bare Land Loans

(Institution NMLS #182330)

Rate	Maximum Term	Minimum Required Down Payment
Please Contact us at 1-888-566-FARM (3276) for a specific quote	up to 15 years	50% down payment of purchase price or market value, whichever is less

Disclosure: ** Rates disclosed as Annual Percentage Rate (APR). The APR listed are our best rates.  Your rate and or term may vary depending on your credit history and our underwriting criteria. All loans are subject to credit approval. Rates are accurate as of December 26, 2023. Rates and financing are subject to change without notice. Rates for other applications methods may vary. Please contact 1-888-566-FARM (3276) for additional information.