Automobile & Pickup Loans

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Vehicle Age Base Rate Maximum
Term
(Months)
Minimum Required
Down Payment
(Monthly Payment)
Minimum Required
Down Payment
(Annual, Semi-annual, Quarterly Payment)
 New – Current Model Year 4.99% 72 20% 25%
1 & 2 Years 4.99% 60 20% 25%
3 – 4 Years 5.99% 54  20% 25%
5 – 6 Years 6.99% 48 20% 25%
7 – 8 Years 7.99% 42 20% 25%
9 – 10 Years 8.99% 36 20% 25%
11 – 15 Years 9.99%  30 20% 25%
16+ Years 10.99% 12 – 18 20% 25%
Disclosure: Rates disclosed as Annual Percentage Rate (APR). Some restrictions may apply based upon the make and model of vehicle offered as collateral, and on credit-worthiness. Loans subject to credit approval. Rates are accurate as of Friday, October 20, 2017. Rates shown are for loan applications submitted electronically through the website and includes a 1/4% discount for automatic payment deduction from a deposit account. Rates and financing are subject to change without notice. Rates for other applications methods may vary. Please contact 1-888-566-FARM (3276) for additional information.

Snowmobiles, ATVs, Motorcycles, UTVs, Personal Watercraft

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Term Based on the Amount Financed
No payments under $100
$15,000 & above 66 months
$9,000-$14,999 60 months
$4,000-$8,999 48 months
$1,000-$3,999 36 months
$999 & below 24 months
Vehicle Age Rate Minimum Required
Down Payment
(Monthly Payment)
Minimum Required
Down Payment
(Annual, Semi-annual, Quarterly Payment)
 New – Current Model Year 5.99% 25% 30%
1-3 years 6.99% 25% 30%
4-6 years 7.99% 25% 30%
7-10 years 9.99% 25% 30%
11 years+ 11.99% 25% 30%
Disclosure: ** Rates disclosed as Annual Percentage Rate (APR). Some restrictions may apply based upon the make and model of vehicle offered as collateral, and on credit-worthiness. Loans subject to credit approval. Rates are accurate as of Friday, October 20, 2017. Rates shown are for loan applications submitted electronically through the website and includes a 1/4% discount for automatic payment deduction from a deposit account. Rates and financing are subject to change without notice. Rates for other applications methods may vary. Please contact 1-888-566-FARM (3276) for additional information.

Campers, Travel Trailers, Boats, Motor Homes

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Term Based on Amount Financed
$20,000 & above 84 months
$15,000-$19,999 72 months
$9,000-$14,999 60 months
$4,000-$8,999 48 months
$1,000-$3,999 36 months
$999 & below 18 months
Vehicle Age Rate Minimum Required
Down Payment
(Monthly Payment)
Minimum Required
Down Payment
(Annual, Semi-annual, Quarterly Payment)
 New – Current Model Year 5.99% 25% 30%
1-5 years 6.99% 25% 30%
6-10 years 7.99% 25% 30%
11-15 years 9.99% 25% 30%
16 years+ 11.99% 25% 30%
Disclosure: Rates disclosed as Annual Percentage Rate (APR). Some restrictions may apply based upon the make and model of vehicle offered as collateral, and on credit-worthiness. Loans subject to credit approval. Rates are accurate as of Friday, October 20, 2017. Rates shown are for loan applications submitted electronically through the website and includes a 1/4% discount for automatic payment deduction from a deposit account. Rates and financing are subject to change without notice. Rates for other applications methods may vary. Please contact 1-888-566-FARM (3276) for additional information.

Mobile Homes

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Vehicle Age Rate Maximum Term
(Months)
Minimum Required
Down Payment
(Monthly Payment)
Minimum Required
Down Payment
(Annual, Semi-annual, Quarterly Payment)
 New-5 years 8.99% 120 25% N/A
 6-10 years 9.99% 96 25% N/A
11-15 years 10.99% 84 25% N/A
16 years+ 11.99% 36 – 60 25% N/A
Disclosure: ** Rates disclosed as Annual Percentage Rate (APR). Some restrictions may apply based upon the make and model of vehicle offered as collateral, and on credit-worthiness. Loans subject to credit approval. Rates are accurate as of Friday, October 20, 2017. Rates shown are for loan applications submitted electronically through the website and includes a 1/4% discount for automatic payment deduction from a deposit account. Rates and financing are subject to change without notice. Rates for other applications methods may vary. Please contact 1-888-566-FARM (3276) for additional information.

Mortgage Loans, Home Improvements, Home Equity

(Institution NMLS #182330)

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Rate Maximum
Term
Minimum Required
Down Payment
Please Contact us at
1-888-566-FARM (3276) for a specific quote
up to 10 years 25% down payment of purchase price or county assessed value, whichever is less
Disclosure: ** Rates disclosed as Annual Percentage Rate (APR). Some restrictions may apply based upon on credit-worthiness. Loans subject to credit approval. Rates are accurate as of Friday, October 20, 2017. Rates shown are for loan applications submitted electronically through the website and includes a 1/4% discount for automatic payment deduction from a deposit account. Rates and financing are subject to change without notice. Rates for other applications methods may vary. Please contact 1-888-566-FARM (3276) for additional information.

Bare Land Loans

(Institution NMLS #182330)

Rate Maximum Term Minimum Required
Down Payment
Please Contact us at
1-888-566-FARM (3276) for a specific quote
up to 10 years 50% down payment of purchase price or market value, whichever is less